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Wednesday, May 25, 2022

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Fidelity Guarantee Insurance

Concept: To provide indemnity against loss of insured’s Money or Goods caused by the infidelity of the employees.

Coverage: Any loss of money or goods sustained by the insured as a result of act(s) of Forgery, Embezzlement, Larceny, and/or Fraudulent conversion committed by any of the insured's employee(s) in a the course of their duties as specified in the policy.

Forgery shall mean the forging or fraudulent altering of any document or the using of any forged or fraudulently altered document by the employee(s) whereby he or they obtain possession of moneys or goods of the insured.

Limit of Indemnity: Sum insured as agreed. Compensation is payable for the actual loss suffered.

Premium Rating: Rate per thousand of the total sum insured.

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